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367: Getting the Most out of Your Insurance with Colleen Giles-Harris

367: Getting the Most out of Your Insurance with Colleen Giles-Harris

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You pay for insurance, but is it protecting you? Running a business means we have to understand the risk we take on with the services we offer. As your business changes, so too do your insurance needs. Colleen Giles-Harris, Underwriter with Pet Sitters Associates, joins the show to walk us through the questions we need to ask about our businesses to make sure we are covered. She explains where the homeowners insurance comes into play during a claims process and why it matters the kind of pets you’re caring for. Colleen also shares how to properly document for a claims process and how to approach minimum-level of care concerns.

312: What’s the Deal with Workers Comp?

312: What’s the Deal with Workers Comp?

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Running a business means managing risk! We look for health insurance, liability insurance, and auto insurance, but what covers work related injuries? While the exact coverage and requirements are different for each state, workers compensation has some fundamentals everyone should know. We break down 5 of the most common questions we see about workers compensation. Plus, business coach Natasha answers, ”How do I get better at implementing my plans, instead of just thinking about them?”

201: Risk Management and Insurance with Colleen Giles-Harris

201: Risk Management and Insurance with Colleen Giles-Harris

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We know we should have insurance. It’s a critical component of protecting you and your business from potentially costly claims. Sometimes though, it can be overwhelming to wade into all of the terms and conditions. Colleen Giles-Harris, Underwriter and Manager of the insurance program for Pet Sitters Associates, joins us again to clarify common misunderstandings of insurance coverage. She breaks down the do’s and don’ts of the claim process, so nothing gets held up. Insurance policies will also have exclusions, which you need to be aware of. Colleen explains what the most common ones are and how that plays into risk management as a business.

163: Insurance with Colleen Giles-Harris

163: Insurance with Colleen Giles-Harris

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The world of insurance can seem overwhelming, but Colleen Giles-Harris, Manager and Underwriter with Pet Sitters Associates, joins us to discuss what we need to know about being fully protected as pet care professionals. Colleen shares what it means to recognize the liability we're exposed to and how even with waivers we still need insurance to protect us. We also discuess why using your personal insurnace isn't the best idea and how not all insurance policies are created equal.